台南市新樓儲蓄互助社

:::

基本業務
====

**人壽儲蓄互助基金（****LS****）**

- 專屬儲蓄互助社社員的保障，互助費由互助社支出。
- 本社人壽儲蓄互助基金最高給付為新台幣十萬元整。(107.01.01起)(備註1)
- 人壽儲蓄互助基金保障生效時間為當晚12:01正生效。
- 相關規定：
 - 人壽儲蓄互助基金，**每月最高給付限額為新台幣3,000****元**。(106.07.01起) 
 - 社員**因病過世，則以過世前****6****個月之股金結餘為理賠依據**。意外過世不受此限制。
 - 人壽儲蓄互助基金給付申請**須在社員死亡的一年內申請給付**，經過一年後不行使而消滅。
 - 互助金給付會隨著儲蓄時的年齡 有所不同：
 
 <table class="MsoTableGrid" style="margin-left:50px; border-collapse:collapse; border:none"> <tbody> <tr> <td style="border-bottom:1px solid black; width:100px; padding:0cm 7px 0cm 7px; border-top:1px solid black; border-right:1px solid black; border-left:1px solid black" valign="top">儲蓄時的年齡

</td> <td style="border-bottom:1px solid black; width:200px; padding:0cm 7px 0cm 7px; border-top:1px solid black; border-right:1px solid black; border-left:none" valign="top">給付比例

</td> </tr> <tr> <td style="border-bottom:1px solid black; width:153px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:1px solid black" valign="top">自出生至6個月以下

</td> <td style="border-bottom:1px solid black; width:224px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:none" valign="top">25％(滿6個月後自動調整為100％)

</td> </tr> <tr> <td style="border-bottom:1px solid black; width:153px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:1px solid black" valign="top">滿6個月 ~ 60足歲前

</td> <td style="border-bottom:1px solid black; width:224px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:none" valign="top">100％

</td> </tr> <tr> <td style="border-bottom:1px solid black; width:153px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:1px solid black" valign="top">滿60歲 ~ 65足歲前

</td> </tr> <tr> <td style="border-bottom:1px solid black; width:153px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:1px solid black" valign="top">滿65歲 ~ 70足歲前

</td> </tr> <tr> <td style="border-bottom:1px solid black; width:153px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:1px solid black" valign="top">滿70歲 ~ 75足歲前

</td> </tr> <tr> <td style="border-bottom:1px solid black; width:153px; padding:0cm 7px 0cm 7px; border-top:none; border-right:1px solid black; border-left:1px solid black" valign="top">滿75足歲以後

</td> </tr> </tbody> </table>

<v:line from="0,12pt" id="直線接點_x0020_2" o:gfxdata="UEsDBBQABgAIAAAAIQC75UiUBQEAAB4CAAATAAAAW0NvbnRlbnRfVHlwZXNdLnhtbKSRvU7DMBSF
 dyTewfKKEqcMCKEmHfgZgaE8wMW+SSwc27JvS/v23KTJgkoXFsu+P+c7Ol5vDoMTe0zZBl/LVVlJ
 gV4HY31Xy4/tS3EvRSbwBlzwWMsjZrlprq/W22PELHjb51r2RPFBqax7HCCXIaLnThvSAMTP1KkI
 +gs6VLdVdad08ISeCho1ZLN+whZ2jsTzgcsnJwldluLxNDiyagkxOquB2Knae/OLUsyEkjenmdzb
 mG/YhlRnCWPnb8C898bRJGtQvEOiVxjYhtLOxs8AySiT4JuDystlVV4WPeM6tK3VaILeDZxIOSsu
 ti/jidNGNZ3/J08yC1dNv9v8AAAA//8DAFBLAwQUAAYACAAAACEArTA/8cEAAAAyAQAACwAAAF9y
 ZWxzLy5yZWxzhI/NCsIwEITvgu8Q9m7TehCRpr2I4FX0AdZk2wbbJGTj39ubi6AgeJtl2G9m6vYx
 jeJGka13CqqiBEFOe2Ndr+B03C3WIDihMzh6RwqexNA281l9oBFTfuLBBhaZ4ljBkFLYSMl6oAm5
 8IFcdjofJ0z5jL0MqC/Yk1yW5UrGTwY0X0yxNwri3lQgjs+Qk/+zfddZTVuvrxO59CNCmoj3vCwj
 MfaUFOjRhrPHaN4Wv0VV5OYgm1p+LW1eAAAA//8DAFBLAwQUAAYACAAAACEAg11iQ94BAADQAwAA
 HwAAAGNsaXBib2FyZC9kcmF3aW5ncy9kcmF3aW5nMS54bWykk8tu1DAUhvdIvIPlPU2YmQwzUTOV
 OkO7QVCphf3BcRIL32SbNH0JHgAkdn0DJBa8D1XfguMkc2HUFWQR+XLO95//2D4965QkLXdeGF3Q
 lycpJVwzUwpdF/T9zcWLBSU+gC5BGs0Lesc9PVs9f3YKee3ANoIRJGifQ0GbEGyeJJ41XIE/MZZr
 3KuMUxBw6uqkdHCLZCWTSZrOEwVC09UetYEA5LMT/4CShn3i5Rp0Cx6RkuWHK2ONkv0/GXLdXjp7
 ba9crJy9ba8cEWVBsXMaFLaIJuPGGIbT5Cir3gO6yqkYb6qKdD3lLv57Bu8CYcMi26+y5t0Tsax5
 /UQ0Cg8CODgQZZ2+tlFVt+s4PPYy2Xp5+Pbj4efX31/uH399J5OdszFp6+yA4UdWVCWVFPYD3qr+
 jEeD03mazjJK0M9yPs1myyOv88Usm6bYzJ3jnQfIrfPhkhtF4qCgUmjes6F948NQzTakd2cuhJR9
 K6Umt1jJ5FWPBlvQSkJAFWXx7LyuKQFZ4xNgwfVIb6QoY3oEeVd/XEtHWpAFzc6X55ss9gIr+yss
 am/AN0NciaOhY0oE7ogUqqCLNH5jstQRzquKs7AzMHQQ0eMhJUd3uZcd3158MIfz1R8AAAD//wMA
 UEsDBBQABgAIAAAAIQC2OwQiVAYAAAsaAAAaAAAAY2xpcGJvYXJkL3RoZW1lL3RoZW1lMS54bWzs
 WUtvGzcQvhfof1jsvbHeio3Iga1H3MZOgkhJkSOlpXYZc5cLkrKjW5EcCxQomhY9NEBvPRRtAyRA
 L+mvcZuiTYH8hQ65D5ESVTtGChhBLMDYnf1mOJyZ/YbkXrn6IKbeEeaCsKTjVy9VfA8nExaQJOz4
 d0aDjy77npAoCRBlCe74cyz8q9sffnAFbU0oSccM8WAU4Rh7YCgRW6jjR1KmWxsbYgJiJC6xFCfw
 bMp4jCTc8nAj4OgYBojpRq1SaW3EiCT+NliUylCfwr9ECiWYUD5UZrCXoBhGvzmdkgnW2OCwqhBi
 LrqUe0eIdnywGbDjEX4gfY8iIeFBx6/oP39j+8oG2sqVqFyja+gN9F+ulysEhzU9Jg/H5aCNRrPR
 2intawCVq7h+u9/qt0p7GoAmE5hp5otps7m7udtr5lgDlF06bPfavXrVwhv26ys+7zTVz8JrUGa/
 sYIfDLoQRQuvQRm+uYJvNNq1bsPCa1CGb63g25WdXqNt4TUooiQ5XEFXmq16t5htCZkyuueEbzYb
 g3YtN75AQTWU1aWGmLJErqu1GN1nfAAABaRIksST8xRP0QRqsosoGXPi7ZMwgsJLUcIEiCu1yqBS
 h//q19BXOiJoCyNDW/kFnogVkfLHExNOUtnxPwGrvgF5/eKn1y+eeScPn588/PXk0aOTh79khiyt
 PZSEptarH77858ln3t/Pvn/1+Gs3Xpj4P37+/PffvnIDYaaLELz85umfz5++/PaLv3587IDvcDQ2
 4SMSY+HdwMfebRbDxHQIbM/xmL+ZxihCxNTYSUKBEqRGcdjvy8hC35gjihy4XWxH8C4HinEBr83u
 Ww4PIz6TxGHxehRbwAPG6C7jzihcV2MZYR7NktA9OJ+ZuNsIHbnG7qLEym9/lgK3EpfJboQtN29R
 lEgU4gRLTz1jhxg7ZnePECuuB2TCmWBT6d0j3i4izpCMyNiqpoXSHokhL3OXg5BvKzYHd71dRl2z
 7uEjGwlvBaIO50eYWmG8hmYSxS6TIxRTM+D7SEYuJ4dzPjFxfSEh0yGmzOsHWAiXzk0O8zWSfh3o
 xZ32AzqPbSSX5NBlcx8xZiJ77LAboTh1YYckiUzsx+IQShR5t5h0wQ+Y/Yaoe8gDStam+y7BVrpP
 Z4M7wKymS4sCUU9m3JHLa5hZ9Tuc0ynCmmqA+C0+j0lyKrkv0Xrz/6V1INKX3z1xzOqiEvoOJ843
 am+Jxtfhlsm7y3hALj5399AsuYXhdVltYO+p+z11++88da97n98+YS84GuhbLRWzpbpeuMdr1+1T
 QulQzineF3rpLqAzBQMQKj29P8XlPi6N4FK9yTCAhQs50joeZ/JTIqNhhFJY31d9ZSQUuelQeCkT
 sOzXYqdthaez+IAF2Xa1WlVb04w8BJILeaVZymGrITN0q73YgpXmtbeh3ioXDijdN3HCGMx2ou5w
 ol0IVZD0xhyC5nBCz+yteLHp8OKyMl+kasULcK3MCiydPFhwdfxmA1RACXZUiOJA5SlLdZFdncy3
 mel1wbQqANYRRQUsMr2pfF07PTW7rNTOkGnLCaPcbCd0ZHQPExEKcF6dSnoWN94015uLlFruqVDo
 8aC0Fm60L/+XF+fNNegtcwNNTKagiXfc8Vv1JpTMBKUdfwrbfriMU6gdoZa8iIZwYDaRPHvhz8Ms
 KReyh0SUBVyTTsYGMZGYe5TEHV9Nv0wDTTSHaN+qNSCEC+vcJtDKRXMOkm4nGU+neCLNtBsSFens
 Fhg+4wrnU61+frDSZDNI9zAKjr0xnfHbCEqs2a6qAAZEwOlPNYtmQOA4sySyRf0tNaacds3zRF1D
 mRzRNEJ5RzHJPINrKi/d0XdlDIy7fM4QUCMkeSMch6rBmkG1umnZNTIf1nbd05VU5AzSXPRMi1VU
 13SzmDVC0QaWYnm+Jm94VYQYOM3s8Bl1L1PuZsF1S+uEsktAwMv4ObruGRqC4dpiMMs15fEqDSvO
 zqV27ygmeIprZ2kSBuu3CrNLcSt7hHM4EJ6r84PectWCaFqsK3WkXZ8mDlDqjcNqx4fPA3A+8QCu
 4AODD7KaktWUDK7gqwG0i+yov+PnF4UEnmeSElMvJPUC0ygkjULSLCTNQtIqJC3f02fi8B1GHYf7
 XnHkDT0sPyLP1xb295vtfwEAAP//AwBQSwMEFAAGAAgAAAAhAJxmRkG7AAAAJAEAACoAAABjbGlw
 Ym9hcmQvZHJhd2luZ3MvX3JlbHMvZHJhd2luZzEueG1sLnJlbHOEj80KwjAQhO+C7xD2btJ6EJEm
 vYjQq9QHCMk2LTY/JFHs2xvoRUHwsjCz7DezTfuyM3liTJN3HGpaAUGnvJ6c4XDrL7sjkJSl03L2
 DjksmKAV201zxVnmcpTGKSRSKC5xGHMOJ8aSGtHKRH1AVzaDj1bmIqNhQaq7NMj2VXVg8ZMB4otJ
 Os0hdroG0i+hJP9n+2GYFJ69elh0+UcEy6UXFqCMBjMHSldnnTUtXYGJhn39Jt4AAAD//wMAUEsB
 Ai0AFAAGAAgAAAAhALvlSJQFAQAAHgIAABMAAAAAAAAAAAAAAAAAAAAAAFtDb250ZW50X1R5cGVz
 XS54bWxQSwECLQAUAAYACAAAACEArTA/8cEAAAAyAQAACwAAAAAAAAAAAAAAAAA2AQAAX3JlbHMv
 LnJlbHNQSwECLQAUAAYACAAAACEAg11iQ94BAADQAwAAHwAAAAAAAAAAAAAAAAAgAgAAY2xpcGJv
 YXJkL2RyYXdpbmdzL2RyYXdpbmcxLnhtbFBLAQItABQABgAIAAAAIQC2OwQiVAYAAAsaAAAaAAAA
 AAAAAAAAAAAAADsEAABjbGlwYm9hcmQvdGhlbWUvdGhlbWUxLnhtbFBLAQItABQABgAIAAAAIQCc
 ZkZBuwAAACQBAAAqAAAAAAAAAAAAAAAAAMcKAABjbGlwYm9hcmQvZHJhd2luZ3MvX3JlbHMvZHJh
 d2luZzEueG1sLnJlbHNQSwUGAAAAAAUABQBnAQAAygsAAAAA
 " strokecolor="#5b9bd5" strokeweight="1pt" style="position:absolute; flip:y; z-index:251831296" to="539pt,12pt"> <v:stroke dashstyle="dash" joinstyle="miter"> <w:wrap anchorx="margin"> </w:wrap> </v:stroke> </v:line>

備註1：人壽儲蓄互助基金的變動：(本社106年人壽儲蓄互助基金最高理賠上限30萬元。)

- 107.1.1(含)起入社之新社員，人壽儲蓄互助基金最高給付金額為新台幣十萬元整。
- 107.1.1(不含)前入社之新社員，以106年12月31日止股金結餘為基準，凡：
 - 股金結餘未達或等於<span lang="EN-US" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">10<span style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">萬元者，人壽儲蓄互助基金理賠上限為<span lang="ZH-HK" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">十萬元<span lang="ZH-HK" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">。
 - <span lang="ZH-HK" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">股金結餘已超過<span lang="EN-US" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">10<span style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">萬元，但低於本社<span lang="EN-US" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">106<span style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">年人壽儲蓄互助基金最高理賠上限<span lang="EN-US" style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">30<span style="font-family: "Times New Roman", serif; background-color: var(--bs-body-bg); color: var(--bs-body-color); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align); font-size: 0.92rem;">萬元者，則以106年12月31日當天股金結餘，做為個人未來人壽儲蓄互助基金理賠上限。
 - 股金結餘，已大於本社106年人壽儲蓄互助基金最高理賠上限30萬元者，則以30萬元，作為個人未來人壽儲蓄互助基金理賠上限。

:::